CONTEST-SPECIFIC RULES FOR THE
NATIONAL WINTER 2026 CASH CONTEST
The following rules shall govern the Winter 2026 Cash Contest (“PAY MY BILLS”) (“the Promotion” or “Contest”).
These contest-specific rules should be read in conjunction with 100.5 The Bear – WDAB-FM’s (“the Station”)
General Contest Rules, which are applicable to all contests conducted by 100.5 The Bear – WDAB-FM. The
Winter 2026 Cash Contest may also be called by various other names on the radio stations included in Exhibit
A, attached hereto.
NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES
OF WINNING.
- Promotional Period: The Promotion begins on or around Monday, January 5, 2026 and shall
continue for six weeks, ending on Friday, February 13, 2026 (the “Promotional Period”), excluding
weekends and federal holidays. - Entry Deadline: The deadline to submit entries for each prize drawing is 11:59 PM local time as set forth
in section 4 below. - Eligibility
a. The National Winter 2026 Cash Contest* is open to U.S. residents, eighteen and older, except for
the following individuals: employees or families of employees of Participating Stations; the IBA
officers and directors, volunteers, or vendors; Envisionwise or vendors thereof; or advertising
sponsors of the contest in local markets, listed in Exhibit B (collectively, the “Sponsors”). This
Promotion is subject to all applicable federal, state, and local laws and regulations. This Promotion
is void outside the United States and where prohibited.
b. Listeners are eligible to win one $1,000 weekly prize (“$1000 Weekly Prize” or “Weekly Prize”)
only once per contest. Any Participant who has won a prize from this Contest during the
Promotional Period may be ineligible to receive an additional prize from a participating radio station
or group, based on that station or group’s local contesting rules.
c. Participants must sign all contest release and waiver forms required by participating station
before accepting prize. Entrants are required to provide truthful information in all Promotion
submissions and when requested by the Station in connection with this Promotion. The Station
reserves the right to reject or delete any entry that it discovers to be false or fraudulent. The Station
reserves the right to disqualify any entry from any individual who does not meet the eligibility
requirements or whom it discovers has provided false or fraudulent information. The Station will
delete any and all entries as may be required by law.
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- Entry Method:
To participate, a Participant must submit the required personal information and the Station’s on air
“keyword” by 11:59 PM local time, the same day that the keywords are provided in the manner
explained below. Four different keywords will be announced on air on the Station at random points
throughout the day. The times keywords will be announced is the sole discretion of each individual
participating station. Participants may utilize each keyword to submit four entries into the contest
each day. Each Participant may only submit four entries per day, and each of the four entries must
utilize a different keyword. The Station reserves the right to delete, reject, remove, or otherwise not
consider any submissions which contain a duplicate keyword.
When providing the keyword on air, the Station will spell the keyword. Participants must submit the
keyword as it was spelled on air, and only the keyword, in order to provide a qualifying submission. If
a Participant’s submission does not match the spelling provided by the Station on air, the Station
reserves the right to delete, reject, remove, or otherwise not consider such submissions when selecting
a winner.
Participants are required to submit their contest entry as directed by the station over the air, which
may include by text message or online via the station’s website, as follows:
Text Messages: For stations accepting text message submissions, Participants who wish to
participate in the Contest must do so by texting the on-air keyword to 508-777-1000, or to a
number that may be directed by participating stations, the same day the keyword is aired by
the station, and no later than 11:59 PM. By texting the keyword, Participants consent to
receiving further messages from IBA regarding the contest, which may include promotional
or advertising messages and may be sent using an auto dialer. To opt-out of receiving future
messages from IBA, please respond to the last message with “STOP” or email _.
Participants must provide all requested information, as explained below, to submit a
qualifying entry. Message and data rates may apply.
Station Website: For stations accepting website submissions, Participants must enter the
keyword and required information, explained below, into the form on the Station’s website
the same day the keyword is aired on the station, and no later than 11:59 PM.
Participants are required to submit all requested information, which may include their first and last
name, telephone number, email address, address, city, state, zip code, and certify they meet the age
requirements, in order to participate. The Station reserves the right to delete, reject, remove, or
otherwise not consider any submission which does not contain all requested information. Multiple
Participants are not permitted to utilize the same phone number or email address. Failing to provide
separate phone numbers or email addresses for each Participant may result in a Participant’s
submission being disqualified. In order to avoid disqualification, only the authorized account holder
of the submitted phone number or email address should use that phone number or email address to
participate. The authorized account holder is the natural person who is assigned to the phone number
by a wireless service provider, or other organization that is responsible for assigning the phone
number, or the individual registered for the email account. Participants may not utilize more than one
phone number or email address to increase the number of submissions for that Participant. Use of
any device or method to automate entry is prohibited. Messaging and data rates may apply.
Only those submissions that are received by 11:59 PM local time containing the keywords aired that
day will be considered in selecting a winner. The Promotion administrator’s computer is the official
time-keeping device for the Promotion. Only those submissions which the Promotion administrator
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deem timely will be considered in selecting a winner. Proof of submission or other indication of
submission will not be accepted to prove the timeliness of a submission.
THE STATION RESERVES THE RIGHT TO DISQUALIFY ANY PARTICIPANT WHO
VIOLATES THIS PROVISION OR ANY OF THESE RULES FROM SELECTION AS THAT DAY’S
WINNER AND FROM THE CONTEST OVERALL.
This Promotion is only sponsored by the individuals and entities defined as Sponsors herein and in no
way sponsored, endorsed or administered by any third party, including social media platforms or
search engines. By submission of an entry, the Participant releases all Sponsors from any
responsibility or liability for the Promotion’s administration, prizes or promotion. A Participant’s
entry information is being provided to the Station only.
Sponsors are not responsible for any technical issues which may result in an invalid submission,
including disrupted , delayed, lost, or unavailable internet connections; cell phone service and/or
carrier issues; computer failures, errors, or data loss of any kind; failed, incomplete, garbled or deleted
computer or network transmissions; inability to access any website or online service; any other error
or malfunction, late, lost, illegible or misdirected entries; or for printing errors in any advertisement,
entry form or the rules.
By entering the Contest, the Participant agrees to the use of the Participant’s personal information as
described in the Station’s Privacy Policy, located on the Station’s website. Through participation in
this Contest, Participants agree to receive marketing materials from the Station and Station’s contest
sponsors. If Participants have questions about the collection or use of their personal information,
Participants should contact the Station using the below information.
Entry materials that have been tampered with or altered are void. If the Contest Administrators
determine, in their sole discretion, that there is any suspected or actual electronic tampering with the Contest
or if technical difficulties compromise the integrity of the Contest, the Sponsors reserve the right to void the
entries at issue and/or terminate the Contest and conduct a random drawing to award the prize among all
eligible entries received as of the termination date. If the Contest is terminated due to tampering or technical
difficulties prior to its expiration date, notice will be posted at www.iba.media and on the Station’s
website. If, for any reason, the Contest is not capable of running as planned, including tampering,
unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsors which
corrupt or affect the administration, security, fairness, integrity or proper conduct of the Contest, Sponsors
reserve the right at their sole discretion to cancel, terminate, modify or suspend the Contest. Sponsors reserve
the right to disqualify any Participant that tampers with the operation of the Contest or violates the Official
Rules of the Contest.
- Prizes and Odds of Winning.
a) (2) TWO WEEKLY PRIZES of $1,000 (USD) will be awarded each week for 6 weeks beginning on January
5, 2026 (The first drawing occurs the Friday after contesting starts on January 5, 2026). A total of (12)
twelve prizes of $1,000 dollars each will be awarded throughout the duration of the contest.
b) A Participant’s odds of winning a Daily Prize depend upon the number of Participants and the number of
valid entries submitted by each Participant. This is a nationwide contest, and winners will be selected from a
pool of submissions from throughout the United States. Even if the Station has rebranded or renamed this Contest,
as described in Exhibit A, Participants are still subject to a national pool of Participants.
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c) Participants are only eligible to win one $1000 Weekly Prize per contest. Any Participant who has already
received a Weekly Prize in the ongoing Contest period will be ineligible to receive an additional $1000 Weekly
Prize.
- Winner Selection and Notification.
Selection of $1000 Weekly Prize Winners: Two winners will be randomly selected each Friday, beginning Friday
January 5, 2026, excluding U.S. National Holidays, during the Promotional Period. To win, a Participant will be
selected from the valid submissions received the prior business day using a random number generator.
Notification: The Contest Administrator will attempt to contact the selected Participant by phone, utilizing the phone
number provided at the time of submission. The call to the selected participant will likely occur (but is not required
to occur) between 12PM and 2PM Eastern Time. The call may, but is not required to, show caller ID as coming from
an Indiana number (area code 250) or as an “UNKNOWN” caller; there is no guarantee what the call will show on the
Participant’s phone and the Sponsors are not responsible for any error or confusion that may result from how the call
is displayed on the Participant’s phone. The Contest Administrator will attempt to contact the selected Participant by
phone three times within a 5-minute period, although those calls could happen within a smaller window of time. No
messages, voice mail, or other type of messages will be left on the selected Participant’s phone. If the Contest
Administrator is unable to contact the selected Participant after calling them three times, then an alternate Participant
will be randomly selected, and the same contact method will be utilized to reach the alternate Participant. If the first
selected participant cannot be contacted, a maximum of four alternate participants will be selected each day. If after
attempting to contact the five randomly selected participants in this manner, the Contest Administrator has been unable
to contact any of the randomly selected participants, an additional five individuals will be selected from the valid
submission pool. If contact is made with the randomly chosen Participant after three phone calls, that Participant will
be awarded the prize. Participants need not be listening or present to win. The call with the selected winner will be
recorded for future playback on any and all participating Stations.
All winner information, such as name and location, will be collected at the time that the winner is contacted. This
information will be sent to the local Station. The IBA will provide the local station with a check for the prize amount,
made out to the local Station from the Cash Contest Account held by the IBA. The local Station will then draft a
check to the winner, utilizing the information provided to the Contest Administrator at the time of winning. Winners
will be notified by the local station to pick up their checks. The Sponsors and Station will notify winners of when to
pick up their checks as soon as practicably possible. Any prizes, certificates, or checks not claimed within 50 days of
notice will be forfeited by the winner. Winner checks must be claimed by the selected winner, in person, at the
Station’s designated location, with proper identification. The Station reserves the right to refuse to deliver any check,
prize, or certificate to any individual who’s proper identification does not match the information provided by the
selected winner at the time they are contacted, or in accordance with all federal, state, and local laws. Decisions of
Station management with respect to the Contest are final.
The Sponsors are not responsible for any technical issues, natural disasters, or other intervening factor which may
prevent the Contest Administrator from being able to reach the selected Participant. The Sponsors are also not
responsible for any technical issues, natural disasters, or other intervening factors which prevent the selected winner’s
contact information from being correctly recorded or provided to the Station. It is the responsibility of the selected
winner to ensure that the information provided at the time of contact is correct. Any failure to provide correct
information may result in the prize being forfeited or the winner being unable to collect the prize. The Station,
Sponsors, and Contest Administrator reserve the right to withhold any prizes which they suspect may be fraudulently
obtained. - General
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a) Payments of all federal, state, and local taxes are solely the responsibility of the winner(s). Winner(s) will be
required to complete and submit an IRS Form W-9 or the equivalent including a winner’s full Social Security
Number for receipt of any prize valued at $500 or more. Failure to submit a complete W-9 or equivalent will result
in disqualification and forfeiture of the prize.
b) Participating in the Promotion and acceptance of a prize constitutes a winner’s and guest’s (where applicable)
permission for the station or its agents to photograph, film and record each winner, and to use his/her name, address
(city and state), likeness, photograph, voice, biographical information and/or any statements made by him/her
regarding the Promotion or its Sponsors for purposes of trade, publicity or promotion without additional financial or
other compensation, and, station may, where legal, require a winner to sign a publicity release confirming such
consent prior to acceptance of the prize. In the case of a conflict between this paragraph 3b and any other provision
of these contest rules, this provision 3b shall govern. By accepting the prize, each winner grants to Sponsors the
right to use the winner’s name, voice, picture and/or likeness for purposes of advertising and publicity in any and all
media now known or hereafter invented, without further permission or additional compensation (except where
prohibited by law). All expenses on receipt and use of prize are the sole responsibility of winner. Winner by
acceptance of their prizes, agree to release Station, IBA, and their advertising, promotion and production agencies
and their respective parents and subsidiaries, shareholders, directors, employees, agents and representatives from
any and all liability, claims or actions of any kind whatsoever for injuries, damages or losses to persons and property
which may be sustained directly or indirectly in connection with the receipt, ownership or use of the prize or while
preparing for, participating in, and/or traveling to any Contest or prize-related activity or to station to collect the
prize.
c) No prize transfers. Offer subject to federal, state and local regulations and laws and is void where restricted or
prohibited. By entering, participants agree to these rules and the decisions of the Sponsors.
d) To the fullest extent permitted by law, by participating in the Promotion, you:
- agree to grant station a non-exclusive, perpetual, worldwide license to edit, telecast, exhibit, rerun,
reproduce, use, syndicate, license, print, distribute and otherwise exploit any items (including any
photos, videos, audio, or written material) submitted as part of, or connected with, your contest entry
(the “Materials”), or any portion thereof, in any manner and in any and all formats and media now
known or hereafter devised, without payment to you or any third party; - acknowledge that station reserves the right, in its sole discretion, not to use the Materials at all; and
- represent and warrant that: you are at least as old as the age of majority in your state; you have the full
legal right, power and authority to grant to station the license provided for herein; you own or control
the complete exhibition and other rights to the Materials you submitted for the purposes contemplated
in this license; you are either the parent (or legal guardian) of any minor featured in the Materials or
have received the express consent of the parent (or legal guardian) for any such minor to appear in the
Materials and to enter the minor’s likeness in the Materials in the contest; and neither the Materials nor
the exercise of the rights granted herein shall infringe upon or violate the right of privacy or right of
publicity of, or constitute a libel or slander against, or violate any common law or any other right of,
any person or entity.
e) Prior to awarding any prize, the station in its sole discretion may require verification of Promotion winner’s or
winners’ identification by a showing of valid government-issued photo identification.
f) To the fullest extent permitted by law, by participating and/or accepting a prize, entrants, winner(s) and guests (if
applicable) agree to release and hold harmless the station conducting the Promotion, its sponsor(s) and
promotional partner(s), its advertising and promotion agencies, the Promotion administrators, any social media
platform utilized in the conduct of the Promotion (including but not limited to Facebook, Inc.) and each of their
respective parent, subsidiary and affiliated entities, and the officers, shareholders, directors, employees, agents,
representatives, successors, and assigns of each of them (collectively, the “Released Parties”) against any and all
claims or liability arising directly or indirectly from the prize or participation in the Promotion. The station may
also require eligible Promotion winner to sign a liability release confirming such consent.
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g) The station conducting the Promotion, in its sole discretion, reserves the right to disqualify any person (and all of
their entries) from this Promotion if he or she tampers with the entry process, the operation of the Promotion, or
the operation of the station’s website, Facebook Page, and/or any other social networking site used in the
Promotion, or is otherwise in violation of the rules. The station conducting the Promotion further reserves the
right, at its sole discretion, to modify, cancel, terminate or suspend the Promotion, or any part of it, if it is not
capable of completion as planned or if any fraud, technical failures or any factor beyond the station’s control,
including infection by computer virus, bugs, tampering, unauthorized intervention or technical failures of any sort,
corrupt or affect the administration, security, fairness, integrity or proper conduct of the Promotion as determined
by the station in is sole discretion. Any attempt by an entrant or any person to deliberately damage any station
website, Facebook Page, and/or any other social networking site used in the Promotion or to undermine the
legitimate operation of this Promotion may be a violation of criminal and civil laws. Should such an attempt be
made, the station reserves the right to seek full prosecution and/or damages from any such individual to the fullest
extent permitted by law. The station’s failure to enforce any term of these Official Rules shall not constitute a
waiver of this provision. If due to circumstances beyond the control of the station conducting the Promotion, any
competition or prize-related event or travel is delayed, rescheduled, postponed or cancelled, the station reserves the
right, but not the obligation, to modify, terminate, suspend or cancel the Promotion and shall not be required to
award a substitute prize.
h) The Released Parties are not responsible for (i) typographical or other errors in the printing, the offering or the
administration of the Promotion, or in the announcement of a prize; (ii) entries not received due to difficulty
accessing the internet, service outage or delays, computer difficulties, malfunctions, disconnections, other
technological failures, telephone service outages, delays, dropped calls, or busy signals, or any other difficulties
that may prevent an individual from sending or receiving a text message; or (iii) lost, stolen, mangled, misdirected,
postage due, illegible, incomplete, incorrect, or late entries. Further, the Released Parties are not responsible if any
part of a Promotion prize cannot be awarded due to acts of God, acts of war, natural disasters, weather, acts of
terrorism or other factors beyond Station’s control.
i) By participating in and running this contest, participating Station agrees to release other participating Stations,
IBA, and their advertising, promotion and production agencies and their respective parents and subsidiaries,
shareholders, directors, employees, agents and representatives from any and all liability, claims or actions of any
kind whatsoever for injuries, damages or losses to persons and property which may be sustained directly or
indirectly in connection with the Contest or while preparing for, participating in, and/or traveling to/for any
Contest related activity.
- Official Rules and Winner List
To obtain a physical copy of the General Contest Rules, these contest-specific rules, or a list of winner(s) following
completion of the Promotion (please specify which), send a self-addressed envelope specifying “General Contest
Rules,” National Winter Cash Contest,” or “National Winter Cash Contest Winner List” by February 12, 2026 to”
Amie Pollard, Station GM, 100.5 The Bear – WDAB-FM, 285 N. Foster Street, Dothan, AL, 36303 - Terms of Use Agreement & Privacy Policy
The Terms of Use Agreement of the station conducting the Promotion is located here:
https://www.mybearrocks.com/terms-of-use. The Privacy Policy of the station conducting the Promotion is
located here: https://mybearrocks.com/privacy-policy/
For questions regarding our Terms of Use and Privacy Policy, please contact:
Amie Pollard, Station GM, 100.5 The Bear – WDAB-FM, 285 N. Foster Street, Dothan, AL, 36303
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Affiliated Station(s) Exhibit A
(This list only includes participating radio stations, not the name of the contests on those stations – to find the
name of a particular contest on a particular station, please visit the website of the participating station)
Advanced Media Partners Peoria, IL WHPI WPIA WWCT WZPN
All Pro LA KATY
American Media General Albuquerque KIOT KKSS KABG KLVO KKRG KJFA
Broadway Media Salt Lake City KNAH KUDD KUUU KXRK KYMV
Champlin Broadcasting Okalahoma City KWFF KIND
Chesterman Communications Jamestown, ND KSJB KSJZ
Coxswain Media Cape Cod WPXC WFRQ WKFY WFRQ
Denbar Communications Blackstone, VA WBBC
Federated Media South Bend WTRC WRBR
Federated Media Fort Wayne WBYR WOWO WMEE WQHK WKJG
Kensington Media Dothan, AL WLDQ WBBK WDAB
Kensington Media Warsaw, IN WAWC WRSW
Kensington Media Gallatin/Hendersonville WHIN
Manning Media Fredericksburg WAFY WWEG
Mel Wheeler Roanoke, VA WSLC WVBE WSLQ WXLK WZZU
Pamal Albany Albany WINU WFLY WAJZ WKLI WROW WYJB
Pamal Glen Falls Glen Falls WFFG WNYQ
Pamal Rutland Rutland WJJR WJEN WZRT WDVT WSYB
Reising Radio Partners Columbus, IN WRZQ
Renda Pittsburgh WISH
Renda Jacksonville WEJZ WGNE
Renda Fort Myers WWGR WJGO WSGL WGUF
Rochelle Broadcasting
Company Rocelle, IL WYOT
Steel City Media Pittsburgh WLTJ WRRK
Turner Media Bassett, VA WZBB WYTI
WEBR Radio Yonkers, NY WEBR WLVL
Zelus Media Phoenix KKFR KMVA KOAI
KZON
Exhibit B: Sponsors
Envisionwise
IBA
100.5 The Bear – WDAB-FM
Kensington Digital Media of Alabama
Affiliated sponsors of contest on WDAB
